Ah, the age old question of should I do it myself or should I hire someone else to do it for me?
In today’s day and age you may be able to do it yourself. You seem like a smart, capable, tech savvy type of person. The only piece that you are missing is the insurance knowledge. That is where an insurance broker comes in. Your insurance broker works with insurance companies every day. They have extensive training in technical insurance theory, the available insurance products, and they also know what your particular insurance needs require to be adequately covered. Why not take advantage of your broker’s experience? They will shop around for you and find the best value for the money you are willing to spend while ensuring that the things you want covered are. That is their job.
You may find that some insurance companies promote buying direct from them saves you money. It may be cheaper; but, often a cheaper price tag means less coverage. The little nuances of what isn’t covered may be written into the fine print. Are you going to know enough about insurance to find all those little “catches” that are written in before the claim happens? Maybe not.Did you enjoy this post? Please share: